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To be eligible for Mobicred, you must be over 18 years of age, possess a valid South African ID and mobile number, and have a bank account in your name.

Not everyone may qualify as Mobicred assesses factors such as creditworthiness and other personal financial details during the application process.

Applying for Mobicred is straightforward. When at checkout, simply follow the link to the Mobicred registration page.

Provide your basic information, including a credit check. This process will determine if you are eligible for credit and the amount.

When the process is done, you will get a Mobicred username and password.

Go back to your booking, choose Mobicred as your payment method, sign in with your username & password - and this will trigger an OTP to complete your purchase. 

When you choose Mobicred at checkout, existing users simply log in, while new users can apply instantly. The payment process is designed for convenience.

It automatically charge subsequent monthly payments to the account linked to your Mobicred account, ensuring each installment is handled smoothly and without any hassle.

Mobicred offers a variety of credit limits, up to R50,000, based on individual creditworthiness. Ensuring your cruise payments are within a manageable range.

If your limit is lower than your cruise booking, you can always pay the difference with one of the other means of payment, we accept all major credit cards, EFT & cash at Pick n Pay.

The repayment terms of Mobicred require monthly payments, with the flexibility to adjust payment as needed - as long as you meet the minimal required payments.

There is no additional interest charged on these payments. The final payment date will depend on your individual payment plan, and you can pay off the remaining balance early without incurring any penalties.

Yes, you can make additional payments towards your Mobicred balance at any time.

This option can help reduce your remaining balance faster, offering more financial freedom.

If you miss a monthly payment, Mobicred may charge late fees and the failed payment can affect your credit score.

The easiest is to set yourself monthly payment reminders to make sure you always have funds available on the payment dates. 

Your Mobicred account is versatile and can be used for a wide range of online purchases beyond cruise bookings.

Each repayment increases your available credit, allowing for multiple uses within the same month.

Hupla uses PayGate as a payment provider. PayGate is a know and is a highly secure platform for online transactions, protecting your credit or debit card information with robust security measures.

This ensures safe and secure handling of all your payments, whether for deposits or the final payment of your cruise or other online purchases.